Gt Bank Internet Banking Services | How to Start and Use Hello friends, today we're going to discuss about Internet banking and GTBank internet banking to be more specific. Other banks which offers online banking services in Nigeria may be added soon. What's internet Banking? According to Wikipedia, online banking can mean "Online banking also known as internet banking, e-banking , or virtual banking , is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website." GTBank Online Banking The importance and benefits of internet banking in a country like ours right now cannot be overemphasized. Online banking enables customers of any bank to conveniently and easily carry out transactions at home, at work and shop online. You can virtually do almost everything you can do at a bank branch online now. - Customers can check account balance - transfer funds, pay for goods and services - pay bills both locally and internationally. - pay for miscalenous online services - fund other accounts Internet banking allows 24/7 access to your account anywhere you are in the world. You can have access to GTB online banking services if you have an active account.   Features of GTBank Online Banking Internet Banking with GT Bank just like other online banking services have similar qualities and below are some of them. With your Internet Banking account, you can... ==> Check your balance, monitor transactions and print your account statement. ==> Pay utility bills, transfer funds between your accounts and to other beneficiaries. ==> Request, confirm and stop cheques. ==> Pay for your US Visa fee, book flight tickets on some selected Airlines ==> Transfer foreign currencies from your domiciliary account to anyone in the world. Note: to transfer money to foreign accounts, you have to do so with a domiciliary account. ==> Change password and update your personal details There are so many other things you can get accomplish with your Internet Banking account online. Do you want to apply for Internet Banking with GT Bank? I'll share the steps to get started. Setting up an online banking account with guarantee trust bank is not difficult. Just file the steps below and you'll have yours soon. How To Apply For GTBank Internet Banking Step 1: First of all, Complete the Internet Banking Application And Token Request Form. You can download the application form here. Alternative method of getting the form If you can't download the form for different reasons, You can also obtain these forms from any GTBank nearest to you. Step 2: Filling the Form Follow the instructions to complete the forms properly and then proceed to submit it to GT Bank. Step 3: Submitting the Gt Bank form The form can either be scanned and e-mailed to [mail]internetbanking@gtbank.com[/mail] OR submitted at any Guaranty trust Bank branch. After your registration has been processed, you will receive an email message containing your login details. If you do not receive it on time, you may contact GTConnect or the nearest GTbank branch to obtain your log-in details. Note: this may take a while.   Next Step - Getting your login details and logging in to Gt Bank online banking This is a continuation of the steps above... Contact GTConnect (GTB Contact Center) to obtain your log in details (username and password) or visit the bank for it to be generated and given to you. Your login details must be private though security is strengthen with the use of a Token for authentication. How and where should I login to my online bank with Gt Bank? After receiving your login details – visit https:ibank.gtbank.com/ibank3/login.aspx and type your password (issued by Guaranty Trust Bank Plc). This step should log you into a GTB online platform. Remember to keep your log in details secret like your ATM PIN. Next step - Apply for your Online Bank's Token You'll need to Apply for a token to enable you carry out the online banking faster. How do Tokens work?  Tokens help to authenticate online transactions to provide even more secure platform for such transactions to take place. A GTBank token is an oval device programmed to randomly generate TAN (Transaction Authentication Numbers) in order to help you add an extra layer of security to your online transactions.   Cost of Gt Bank Token?  You may have been wondering if the token is for free. It's not. GTBank doesn’t issue their tokens for free as they cost about N3,000 only after an account has been properly profiled online. How to Activate Gt Bank token for usage  You need to Activate the token same way you activate your ATM card before you can use it. To activate GTB token, you have to visit a nearest branch and have a Customer Information Officer register it for you.   Troubleshooting - what if I encounter problems with Gt Bank online banking? It's common to come across problems when working with Gt Bank online problem but whatever your problem is, Gt Bank officials are there to help you. You just have to consult them. You can read more about the token in the pdf file here: http://www.gtbank.com/templates/gtbank/docs/Presentation_On_Token.pdf If you are still experiencing problems in the use of this service or would like further information about online banking, please email your queries or request to internetbanking@gtbank.com or Call Gt Bank customer Helpline dial GTConnect contact centre on 08039003900 and follow the voice prompt or press 2 and 0 to speak to an Agent .   Mobile Banking on smartphones Mobile banking is a sub-form of internet banking because of course, it makes use of the internet to communicate between your phone and the Gt Bank servers as well as any intermediate party. Set up Gt Bank mobile Banking Here's how to set up Gt Bank mobile banking on your smartphone. With Mobile banking, you don't have to use your browsers anymore and that offers you some more encryption and security. - Download Gt Bank mobile app  Download the money mobile application on your Internet-enabled device (BlackBerry, iPhone and Android) and your SIM card is pre-installed with the App and can be accessed from SIM Tool Kit/EasyWallet. get your token  After downloading the application successfully, you ne to to register by responding appropriately to the questions asked by the app An SMS will be sent to you containing 6-digit number activation token Pin Activation...  Enter the activation in the app and create your 4 digit PIN code which should be memorized and kept secret   I rest my case here guys. Hope you have all the information you need. If more is needed, simply drop a comment and I'll help you sort it out. Also share this page with friends so they can be informed on Internet Banking and how it can make their lives much easier.